To conduct business, at all times, with the highest levels of honesty, integrity, and moral values that is expected from modern reposession/recovery companies.

We at CARDINAL RECOVERY, INC. provide a peaceful recovery of collateral following all State and Federal guidelines.

It is our belief that in this day and age, and within the economic climate we are experiencing, that there are many people that fall by the wayside through no fault of their own and that while we have to repossess/recover our client’s asset, we do that with the courtesy, dignity and respect that we ourselves, would expect.

Our team of experienced office administrators and field agents are trained in all aspects of the jobs that they do, providing 100% commitment, dedication, motivation and professionalism, while carrying out their job roles.

The Company believes that continuous development training of our employees, together with the use of state-of-the-art technology, will set us aside from our competitors and enable the company to lead the way in the industry sector it is in.

CARDINAL RECOVERY, INC. is dedicated and will work diligently to provide complete satisfaction to our clients and to resolve assignments in a timely manner, in accordance with the individualized service we provide to our clients.

Statement by the President – Leroy Royer, III

Ethics are important to all at Cardinal Recovery, Inc. senior management to all its employees alike. The company is committed to the highest ethical standards and to conducting its business to the utmost level of integrity. We believe that our commitment is at the core of the values that make Cardinal Recovery, Inc. the company that it is today.

We strive daily to achieve the ethical excellence that is central to us providing our clients and all our stakeholders with a World Class Customer Service environment that is second to-to-none, both within North Carolina and the business world that surrounds us. We are dedicated and committed to providing a level of service that far exceeds our client’s expectations and requirements. The aforementioned provides us with the foundations to continue to grow and prosper.

In addition, we are committed to advancing Cardinal Recovery, Inc’s vision as we believe that service quality is the ultimate competitive advantage for our business. It is an element of our business culture that we will continue to develop, improve and implement in order that Cardinal Recovery, Inc. will achieve all its goals, while striving to continuously improve the company as a whole.

Our Ethics

At the center of the company’s philosophy, Cardinal Recovery, Inc. and each of its employees, must at all times, deal with everyone around them with honesty and integrity. There is no difference between business and personal ethics – both of which Cardinal Recovery, Inc. hold to the highest standard possible. Our employees are expected to be honest and ethical in dealing with each other, with clients, debtor and any other third party – as doing the right thing means doing it right every time.

The company also expects each employee to respect the rights of their colleagues and company stakeholders. All dealings must be free from discrimination, libel, slander or harassment. Each person must be given equal opportunity, regardless of age, race, sex, sexual preference, color, creed, religion, national origin, marital status, veteran’s status, handicap or disability.

Transgressions cannot be exempt because of the intentions of others. In this regard employees are requested to notify management whenever an illegal, dishonest or unethical act is exposed or suspected, particularly as employees will not be penalized for reporting their findings or assumptions to them.

Cardinal Recovery, Inc. carries out its business within all the pertinent rules, regulations and laws that surrounds us and because of this, the ethics we have in place not only reflect who we are, but they are the standards by which we prefer to be judged by also.